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Essay On PM-KISAN Scheme Samman Nidhi Yojna In 1000+ Words

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Essay On PM-KISAN Scheme

Essay On PM-KISAN Scheme Samman Nidhi Yojna

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Essay On PM-KISAN Scheme Samman Nidhi Yojna

PM-KISAN Samman Nidhi is an initiative by the government of India in which small and marginal farmers (SMFs) will get up to Rs. 6,000 per year as minimum income support. Pradhan Mantri Samman Nidhi’s Yojana is shortly known as the “PM-KISAN” Scheme.
Farmer work so that the world can eat” farmers play an indispensable role in our food and nutritional security but, at times the hands that feed us have to sleep hungry.
Farmers are the backbone of the Indian economy but their life is getting more and more difficult day by day. Considering the deteriorating condition of the farmers a government has launched the “Pradhan Mantri Kisan Samman Nidhi “(PM-KISAN)” scheme.
It was launched on February 24, 2019, by PM Narendra Modi in Gorakhpur (Uttar Pradesh). The Small and Marginal Farmers (SMFs) having cultivable land up to 2 hectares will be provided income support of Rs 6000 per year directly into the bank account.
This scheme is inspired by the “Rythu-Bandhu” of Telangana and “KALIA” of Odisha. and it is 100% centrally sponsored.
The agricultural secretary wrote to the chief secretaries of all states saying: ” the existing land-ownership system in the concerned states and union territories will be used for identification of beneficiaries. those whose names appear in land records as of Feb 1, 2019, shall be eligible for these benefits.”
14.5 crore farmers of the country will be benefited through this PM-KISAN Scheme which is around 90% of the Indian farmers.
PM-KISAN is a Central sector scheme with 100% funding from the government of India. and it is implemented by the farmer’s welfare and the ministry of agriculture.
The scheme will cost Rs. 75,000 crores per annum to the central Government Rs. 6000 will be provided in three equal installments of Rs. 2,000 each every four months into Aadhar card ceded bank accounts.
The fund is directly transferred to the bank accounts of the beneficiaries. State government and union territories will identify the beneficiaries in their respective jurisdiction. 
Responsibility for identifying the landholder’s farmer’s family eligible for benefit under the scheme shall be of the state government/Union Territories Government.
“PM-KISAN” Scheme support is above and over all the existing schemes. And Family taken as a unit joint family will be benefited more from this scheme.
It is providing assured supplemental income to the farmers on regular basis. this income can also be used for procuring inputs such as fields fertilizer requirements labor and other emergency needs. In fact, cash transfer is not a substitute for the structural reforms needed in agriculture.
This scheme would pave the way for the farmers to earn and live a respectable living and it definitely increased their income support at the time of urgent need.
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But this scheme has some limitations too such as, cash transfer in this scheme cannot be substituted for subsidies and other institutional support systems such as the public distribution system.
There will be the exclusion of certain categories of beneficiaries of higher economic strata such as former and present holders of constitutional posts, institutional landholders, a person who paid income tax in the last assessment year, etc. are not be eligible for benefit under the scheme.
A professional like a doctor, engineer, and as well as retired persons with a monthly pension of over 10,000 are also not eligible for this scheme benefits.
For this purpose of exclusion state / UT government can certify the eligibility of the beneficiary based on self-declaration by the beneficiaries.
A dedicated PM-KISAN portal will be launched for the implementation of this scheme. this is a central sector scheme and will be funded by the government of India.
On nearly 15 crores of landless farmers being left out of the scheme, Arun Jaitley said they have a rural employment guarantee scheme (MANREGA) plus other benefits for the rural population.

Are 6,000 rupees a year enough for fulfilling the farmer’s conditions? More than half of the agricultural household in India is in-depth with an average depth of Rs. 47,000.

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National Sample Survey Office (NSSO) says that in 2014, the average farmer income was around Rs 3,081 per month. Even the economic survey of 2016 states that farmers earn around 1,700 per month.

The benefits “PM-KISAN” scheme is to direct impact on reducing hunger and rural poverty, help the household to overcome loan constraints, increased investment in agricultural inputs including farm implements and livestock, long run it will curb farmer suicides, rural migration, etc.

There are so many challenges of the PM-KISAN scheme such as landless farmers are not covered by this scheme, income support does not adequately compensate the farmers, it can be no substitute for lack of investment in agriculture, or in other sectors health education, etc.

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There is also the problem of targeting rightful beneficiaries in the absence of proper land records it will also benefit absentee landlords.

Conclusion

Despite the concerns, it can be an important aspect of the broader rural development agenda. it can act as a panacea for the ruler distress if implemented with efficacy and efficiency.
The scheme is a holistic step to address the problem of small and marginal farmers, who constitutes more than 90% of the total farmers in the country.
Most farmers face adversities in terms of fund availability. this would protect them from falling into the clutches of money lenders for meeting such expenses and ensure their continuance in farming activities, thus, this will address their various inputs need, and in turn, they are able to improve their output.
This income support is vital in terms of their dignity and freedom to use funds as per their needs.
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